User Terms

User Terms and Conditions – Aadikwik Effective Date: October 10, 2025 Welcome to Aadikwik. By accessing or using our services, including the website, mobile app, or WhatsApp API, you agree to comply with these Terms and Conditions (“Terms”). 1. Use of Services You must be at least 18 years old to use our services. You agree to use the services only for lawful purposes and in accordance with these Terms. 2. Account Registration You may need to create an account to access certain features. You are responsible for maintaining the confidentiality of your account credentials. You agree to provide accurate and up-to-date information. 3. Privacy Your use of our services is subject to our Privacy Policy, which explains how we collect, use, and protect your personal information. 4. Prohibited Activities You may not: Violate any laws or regulations. Use our services to transmit harmful, fraudulent, or illegal content. Attempt to access other users’ accounts or interfere with our systems. 5. Intellectual Property All content, trademarks, logos, and software on Aadikwik belong to us or our licensors. You may not copy, modify, or distribute our content without prior permission. 6. Payments Any payments made through Aadikwik are subject to applicable terms and fees. Aadikwik is not responsible for delays or errors caused by third-party payment providers. 7. Limitation of Liability Aadikwik is not liable for indirect, incidental, or consequential damages. Our total liability is limited to the amount you paid to use the service. 8. Termination We may suspend or terminate your access if you violate these Terms or applicable laws. 9. Changes to Terms We may update these Terms from time to time. Continued use of services constitutes acceptance of the updated Terms. 10. Governing Law These Terms are governed by the laws of India. Any disputes will be resolved in the courts of Solapur, India.